Those of us who have life insurance policies, either group or individual, may not be required to continue to pay the premiums!
Many policies contain a waiver of premiums in case of disability. If you are disabiled, check your policy for a section entitled “waiver of premium” or a similar category to verify that this exemption is in your policy. If you can not locate the policy, or if is not clear, contact your insurance agent.
Joel T Nowak MA, MSW